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Representative Example: Loan Amount – £200 | Borrowed for 10 days | Interest: £9.89.
Total Repayment: £209.89 (Fixed) | Representative APR: 728.9% 
We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. Cashcomet.co.uk Introduces customers to Monevo Ltd for the purposes of obtaining a loan. Cashcomet.co.uk does not provide any loan or consumer credit products directly.


Personal Loans

Moving Forward Starts Here

A personal loan can help you take control of your finances.

Personal Loans

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Our customers rave about On Stride Financial. We’re just happy to help.

Why Choose Cash Comet

We offer more than just personal loans…

Loan Customisation

Choose a loan option that works best for you.

No late fees

What you see is what you get – no hidden or late fees.

Dedicated Customer Service

It’s our job to make sure your questions are answered.

Unemployed Loans: Finding the Best Loan Options

Because of the fact that loans have become so increasingly important not only to people and households but to businesses big and small — the resultant rise in the number of borrowers and the consequent increase in the number of those unable to pay off their debts are natural consequences of the age-old phenomenon that is loans. In an effort to effectively reduce the incessantly increasing volume of delinquent accounts, as well as put a curb in the number of borrowers unable to pay their debts, traditional lending institutions, including banks as well as other similar firms, have decided to come up with what they believe was the best possible solution. As a result, a credit scoring system was put in place — where borrowers who will likely be able to pay off their loans without any problem were segregated from those unlikely capable of paying them off at all. With this credit scoring system, borrowers who earn less than what the lending institutions deemed sufficient were consequently given poor credit scores, while borrowers who, regardless of their reasons, often missed the payments due on their accounts, had their records accordingly reflect their delinquent account histories. Due to this credit scoring system in place, borrowers with poor credit scores and bad payment histories were left with very few and often unacceptable alternatives in times of financial crises. And while the system proved to be extremely useful to the lenders, its effects were extremely detrimental to the borrowers.

Because borrowers with poor credit scores and bad payment histories are automatically precluded from procuring any more loan services from any of the standard lending firms and institutions, they were often left only to choose from borrowing or asking for money from their friends, or members of their family — or secure underground loans from individuals or firms lending illegally. And while many prefer to seek help from members of their families or communities, for some borrowers, this is not always an option. Consequently, many borrowers often resort to borrowing money from firms lending illegally. And while this alternative does provide borrowers with bad credit the relief that they temporarily seek, the long-term consequences inherent to these loan services due their exceedingly high interest rates often leave many borrowers in even worse financial situations. Due to this, many borrowers are often left in perpetuated financial difficulties.

As the number of borrowers with bad credit continue to pile up, however, an entire new market was somehow consequently created. And as demands for better loan services continued to increase in this newly created market, it didn’t take much time until the lending institutions finally took notice.

why choose unemployed loans

Getting Unemployed Loans for Bad Credit

As the lending industry strived to provide borrowers with new and effective financial alternatives, innovative new loan services for borrowers with bad credit were consequently introduced in the lending market. Among the most attractive and most useful of these innovative new loan solutions are unemployed loans for bad credit. Unemployed loans, as the name itself suggests, are actually loans that borrowers can avail of even during unemployment. With these innovative new loan services, borrowers now have immediate access to unemployed loans in times of financial crises. Through unemployed loans, borrowers are afforded more secure and more affordable financial alternatives, even despite their bad credit. Unlike the applications involved in most of the conventional loans that are being offered by many traditional lending firms, application procedures for innovative new financial services such as unemployed loans for bad credit are much simpler and so much faster to complete. And because unemployed loans only require of borrowers basic documents, they need not have to submit impossibly hard to procure requirements.

How to Get Unemployed Loans and Instant Loans

In getting unemployed loans, borrowers need not have to wait in long lines for long hours just to submit their loan applications — nor do they have to wait for days or weeks on end for the approval and release of their approved loans’ funds. Because applications for unemployed loans and instant loans can be completed entirely over the internet, borrowers can now expect for their applications to be processed as soon as they are submitted. Approvals for these applications, on the other hand, can now web expected in as littles as mere minutes; while the release of approved loan funds can now be accomplished on the exact same day that the applications were submitted. Because of these convenient features, unemployed loans and instant loans make good resolutions to urgent financial situations — such as those that involve emergency hospital bills, car repairs, home repairs, as well as other expenses of similar nature. But while unemployed loans and instant loans make good financial alternatives to relatively small expenses, because they are typically small loans that are to be paid over in short-term payment arrangements, they do not make the best options in complicated financial situations. In situations that require loans in bigger amounts, borrowers are best off procuring secured loans that can be paid over in much longer payment term conditions.

Getting Unemployed Loans from Direct Lenders

For many borrowers, a common misbelief is that because procuring loans from the lenders directly does not entail having to pay for loan brokers’ fees, their usual belief is that it saves them more money. What they are unaware of, however, is that because loan brokers bank on their massive connections to many various lenders to further their businesses, they actually have more access to deals and discounts that are being offered by lenders across their many various services. Because of this fact, borrowers who secure loans with loan brokers’ assistance actually have more far more access to much more benefits than they do when they borrow from the lenders directly. And since most loan brokers often offer expert advise to their clients, borrowers seeking their assistance are ensured the best loan options according to their unique financial situations. And while borrowers do save a small amount by borrowing from the lenders directly, those who secure loans through loan brokers’ assistance actually gain more savings in the long term.

why choose unemployed loans

10 Tips for Borrowing Personal Loans

Ask Questions.

If you have any questions or concerns regarding your personal loan, don’t hesitate to contact your lender’s customer service department. It’s their job to make sure there are no issues with your loan.

Make Your Payments On Time.

Most lenders charge late fees for missed or late payments. Try to make your payments on time to avoid any unexpected charges. If you know that you may miss an upcoming payment, contact your lender beforehand to come up with an alternative solution.

Repay Your Loan Early.

If your lender doesn’t charge an early repayment fee, consider paying off your loan early. Doing so could greatly reduce the interest accrued on your loan.

Don’t Borrow Too Many Loans.

By borrowing too many loans, you run the risk of falling behind on payments and acquiring many late or missed payment fees. Only borrow what you know you’ll be able to repay comfortably.

Read Your Contract.

Make sure you read and understand the contract before signing your loan agreement. Many of your loan’s rates and terms will be explained here in detail, so it’s an important document to review before proceeding.

Check Your Information.

Before submitting a loan application, review your information to make sure everything is accurate. This will accelerate the approval process and allow the lender to make the most accurate lending decision regarding your application.

Review Your Credit Rating.

Borrowers with good credit ratings will typically receive better rates than those with less-than-perfect credit. Your credit rating will also let lenders know if you’re a high- or low-risk borrower.

Read the Eligibility Requirements.

Not everyone is eligible to apply for a personal loan. Before spending too much time on an application, check the lender’s eligibility requirements first to see if you qualify.

Shop Around.

Make sure you shop around and compare APRs before applying for a personal loan. There are several price comparison websites available that can help you find a lender that you’re most comfortable with.

Find the Right Loan.

There are several types of personal loans you can apply for: secured, unsecured and guarantor loans. Visit our Personal Loans page to learn more about each loan type and which one best suits your needs.

Here You can see some Examples of Competitors

Loan amount
£100 - £1,000
Loan term
1 - 6 Months
Good short term plans with great rates.
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Loan amount
£100 - £2,000
Loan term
1 - 6 Months
Excellent service and rates.
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5 most recent personal loan reviews

Review of Cash Lady

I was so surprise about service, it was quick simple and easy but not forgetting the friendly staffs. Each and everyone I spoken was so helpful and ready to go extra mile. Really good, Gooood job.

Review posted by Yusuf Abboud, Dorney

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Cashback Loans

I was very worried about taking out a loan having never done this before but the girl made it so easy. She was nice to talk to, everything was made clear and precise, no problems whatsoever. Providing you keep up the payments I would recommend this to anyone. They kept myself and the guarantor informed every step of the way. Would definitely use Cashback again. I can now build my credit score. Any problems I can ring up and you have a personal plan. Great experience.

Review posted by Claudette Osborne, Kettering

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Little Loans

Found myself looking for a guarantor car loan as I'm only 19 and so I didn't have any good credit against me to get a normal one. Not only was Little one of the lowest interest loans I found but they were really helpful and it only took 2 days from applying to getting the money in my account. Brilliant service, would definitely recommend.

Review posted by Alex Kidd, Hull

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

All our reviews are gathered from Trust Pilot to ensure authenticity.