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Representative Example: Loan Amount – £200 | Borrowed for 10 days | Interest: £9.89.
Total Repayment: £209.89 (Fixed) | Representative APR: 728.9% 
We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. Cashcomet.co.uk Introduces customers to Monevo Ltd for the purposes of obtaining a loan. Cashcomet.co.uk does not provide any loan or consumer credit products directly.


Personal Loans

Moving Forward Starts Here

A personal loan can help you take control of your finances.

Personal Loans

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Why Choose Cash Comet

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Choose a loan option that works best for you.

No late fees

What you see is what you get – no hidden or late fees.

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Top Payday Loans in the UK: Finding the Best Loan Solutions

Despite the fact that loans have been around since ancient history, the demands for loans and other loan services have — even in the recent years — only increased incessantly. And as more and more borrowers avail of different loan services, more and more of them were consequently left with accounts that have gone delinquent. In attempt to address what then seemed to be a quickly growing problem, traditional lending institutions such as banks and other lending firms have decided to come up with what they believed was the perfect solution. As a result, a credit scoring system has been put in place, which gave lending firms the power to easily segregate. Under this credit scoring system, borrowers were easily classified according to their respective financial situations. Those whom the lending firms believed were highly capable of paying off their loans in the future were segregated from those whom they thought were unlikely to be capable of paying off their loans at all. Through this credit scoring system, individuals with income levels that do not meet what the lending firms have decided as sufficient were consequently given poor credit scores, while the borrowers who may have repeatedly missed out on any of their recurring payments had their records automatically indicate bad payment history. As a result, individuals with poor credit scores and  bad payment histories were automatically precluded from availing of any of the loans being offered by the traditional lending firms. And although this credit scoring system was extremely helpful for the lending firms, its long-term effects to their finances proved to be extremely harmful to the borrowers.

why choose top payday loans

Since borrowers with poor credit scores and bad payment histories were no longer allowed to take any loans from any of the legitimate lending institutions, borrowers were left with very limited and often impractical and unreasonable alternatives — which often ranged from selling their personal properties, to borrowing money from any of their friends or members of their families, to securing loans from lenders operating illegally. And because borrowing from family and friends and selling properties are not always easy, borrowers were often left no other choice but to secure underground loans from illegally lending institutions. But while this alternative does provide borrowers temporary financial solution to their urgent financial situation, the long-term consequences associated with these loan services often leave borrowers in even more difficult financial circumstances.

Getting Top Payday Loans for Bad Credit

As the number of borrowers with bad credit who fall into the same perpetuated difficult financial circumstances continued to increase, a brand new market comprised entirely of borrowers with bad credit was eventually created. And as the demands for more affordable and more secure loan services continued to increase in the then-newly created market, lending firms have later on developed innovative loan services for borrowers with bad credit.

With innovative new loan solutions such as top payday loans for bad credit, borrowers now have better and more secure financial alternatives especially in times of urgent financial circumstances. Through top payday loans and other innovative new loan solutions for borrowers with bad credit, borrowers finally have access to more affordable financial services. And unlike application procedures entailed in most of the conventional loans of traditional lending institutions, application procedures for top payday loans as well as other innovative loan solutions do not necessitate extremely hard to secure requirements, nor do they entail waiting for long hours in long lines just to submit documents. With top payday loans and other innovative financial solutions, borrowers finally have access to much faster and more convenient loan services.

How to Get Top Payday Loans and Instant Loans for Bad Credit

Through top payday loans and instant loans for bad credit, borrowers now have the convenience of being able to accomplish their loan applications entirely over the internet. With these innovative new loan solutions, borrowers now have the option to submit their loan applications for top payday loans and instant loans for bad credit from anywhere they are and at anytime they want. And because applications for these loan services can be completed entirely over the internet, borrowers can now expect for their applications to be processed within minutes after they were submitted. Consequently, approvals for these applications can now be expected in as little as just minutes after the loan applications were submitted. The release of loan funds for approved instant loans and top payday loans, on the other hand, may now be completed even on the exact same day that the applications were submitted.

Due to these convenient features of top payday loans and instant loans, these loan solutions make really good options in addressing urgent financial conditions. But because payday loans and instant loans are typically small loans that are arranged for borrowers to pay over short-term payment conditions, these types of loan solutions do not make good options for borrowers in much more complicated financial situations. Borrowers in situations that require loans in much higher amounts and much longer payment terms are always better off getting secured loans for bad credit, which they can easily pay over more favourable payment term arrangements.

Getting Top Payday Loans from Direct Lenders

A common misbelief among borrowers is that because taking loans from the lenders directly do not require them to pay for loan brokers fees, it follows that they save more money. What many borrowers are often unaware of is that because loan brokers have extensive connections to numerous lenders across various areas, they consequently have extensive access to all the different deals and promotions being offered by these lenders across all their many different loan services. Due to this, borrowers who choose to procure loans with the help of loan brokers actually enjoy much more benefits and far more savings in the long term. And because loan brokers provide their clients with expert financial assessments, borrowers who secure loans through their services are ensured the best loan solutions according to their unique financial situations.

why choose top payday loans

10 Tips for Borrowing Personal Loans

Ask Questions.

If you have any questions or concerns regarding your personal loan, don’t hesitate to contact your lender’s customer service department. It’s their job to make sure there are no issues with your loan.

Make Your Payments On Time.

Most lenders charge late fees for missed or late payments. Try to make your payments on time to avoid any unexpected charges. If you know that you may miss an upcoming payment, contact your lender beforehand to come up with an alternative solution.

Repay Your Loan Early.

If your lender doesn’t charge an early repayment fee, consider paying off your loan early. Doing so could greatly reduce the interest accrued on your loan.

Don’t Borrow Too Many Loans.

By borrowing too many loans, you run the risk of falling behind on payments and acquiring many late or missed payment fees. Only borrow what you know you’ll be able to repay comfortably.

Read Your Contract.

Make sure you read and understand the contract before signing your loan agreement. Many of your loan’s rates and terms will be explained here in detail, so it’s an important document to review before proceeding.

Check Your Information.

Before submitting a loan application, review your information to make sure everything is accurate. This will accelerate the approval process and allow the lender to make the most accurate lending decision regarding your application.

Review Your Credit Rating.

Borrowers with good credit ratings will typically receive better rates than those with less-than-perfect credit. Your credit rating will also let lenders know if you’re a high- or low-risk borrower.

Read the Eligibility Requirements.

Not everyone is eligible to apply for a personal loan. Before spending too much time on an application, check the lender’s eligibility requirements first to see if you qualify.

Shop Around.

Make sure you shop around and compare APRs before applying for a personal loan. There are several price comparison websites available that can help you find a lender that you’re most comfortable with.

Find the Right Loan.

There are several types of personal loans you can apply for: secured, unsecured and guarantor loans. Visit our Personal Loans page to learn more about each loan type and which one best suits your needs.

Here You can see some Examples of Competitors

Loan amount
£100 - £1,000
Loan term
1 - 6 Months
Good short term plans with great rates.
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Loan amount
£100 - £2,000
Loan term
1 - 6 Months
Excellent service and rates.
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5 most recent personal loan reviews

Review of Cash Lady

I was so surprise about service, it was quick simple and easy but not forgetting the friendly staffs. Each and everyone I spoken was so helpful and ready to go extra mile. Really good, Gooood job.

Review posted by Yusuf Abboud, Dorney

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Cashback Loans

I was very worried about taking out a loan having never done this before but the girl made it so easy. She was nice to talk to, everything was made clear and precise, no problems whatsoever. Providing you keep up the payments I would recommend this to anyone. They kept myself and the guarantor informed every step of the way. Would definitely use Cashback again. I can now build my credit score. Any problems I can ring up and you have a personal plan. Great experience.

Review posted by Claudette Osborne, Kettering

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Little Loans

Found myself looking for a guarantor car loan as I'm only 19 and so I didn't have any good credit against me to get a normal one. Not only was Little one of the lowest interest loans I found but they were really helpful and it only took 2 days from applying to getting the money in my account. Brilliant service, would definitely recommend.

Review posted by Alex Kidd, Hull

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

All our reviews are gathered from Trust Pilot to ensure authenticity.