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Representative Example: Loan Amount – £200 | Borrowed for 10 days | Interest: £9.89.
Total Repayment: £209.89 (Fixed) | Representative APR: 728.9% 
We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. Cashcomet.co.uk Introduces customers to Monevo Ltd for the purposes of obtaining a loan. Cashcomet.co.uk does not provide any loan or consumer credit products directly.


Personal Loans

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A personal loan can help you take control of your finances.

Personal Loans

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Why Choose Cash Comet

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Choose a loan option that works best for you.

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What you see is what you get – no hidden or late fees.

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Payday Loans in the UK: Finding the Best Loan Solutions

Because of the continuing rise in the demands for loans, the increase in the number of borrowers availing of loan services and the consequent rise in the number of borrowers with unpaid debts has left traditional lending firms and institutions with multiple problems. In an effort to address this situation, lending firms such as banks as well as other similar institutions have decided to come up with a resolution. As a result, a credit scoring system was later on put in place, where lending firms easily classified potential borrowers according to their finances. Under this credit scoring system, borrowers whom the lending firms believe are capable of paying off their loans were easily segregated from those whom the lending firms believe are incapable of paying them off at all. Individuals who earn much less than what the lending firms have prescribed as the minimum were automatically assigned poor credit scores, while borrowers who either frequently or repeatedly missed out on their payments automatically had their records reflect their bad payment history. As a consequence, borrowers with poor credit scores and bad payment histories were automatically disqualified from procuring loans from any of the traditional and standard lending firms.

But while this credit scoring system was extremely helpful to the lending firms, it proved to be immensely disadvantageous to the borrowers. Because borrowers with poor credit scores and bad payment histories were no longer allowed to secure any types of loans from any of the standard lending firms, borrowers who find themselves in difficult and urgent financial circumstances were left with very few choices in times of such crises. And since borrowing from family and friends and selling their properties may not always be plausible nor easy, many borrowers are left to resort to procuring underground loans from illegally lending firms in times of urgent financial situations. But while this option does provide borrowers with the short-term financial relief that they desperately need, its long-term financial consequences often leave borrowers in even more difficult circumstances. Because underground loans come with excessively high interest rates, many borrowers are left to struggle with keeping up with their finances and consequently find themselves in perpetuated difficult financial circumstances.

why choose payday loans


Getting Payday Loans for Bad Credit

As the number of borrowers with bad credit who find themselves in similar perpetuated difficult financial circumstances continued to increase, an entire new market composed of borrowers with poor credit scores and bad payment histories was consequently created. And as borrowers in this newly formed market clamour for more affordable and more secure financial services, lending firms have later on developed innovative new loan services especially created for borrowers with bad credit. Through innovative loan solutions such as payday loans for bad credit, borrowers finally have better financial options especially in times of difficult financial circumstances. With payday loans for bad credit and other innovative new financial services, borrowers now have much faster and much more convenient financial alternatives even despite their bad credit. Unlike applications for most conventional loans that are being offered by many of the standard lending firms, application procedures for payday loans for bad credit do not necessitate having to wait for hours in long lines just to submit applications, nor do they involve having to wait even longer just for applications’ approvals and subsequent release of approved loans’ funds. With payday loans for bad credit as well as other innovative new financial services, borrowers need not have to submit impossibly hard to secure requirements, nor do they have to endure paying for loans that are far bigger than what is actually necessitated by their ongoing financial situations.

How to Get Payday Loans and Instant Loans for Bad Credit

Through payday loans and instant loans for bad credit, borrowers may now easily accomplish their loan applications entirely over the internet. With these innovative new loan services, borrowers now have better, much faster and much more convenient financial alternatives even despite their bad credit. And since applications for payday loans and instant loans for bad credit can now be done completely online, borrowers now have the convenience of being able to submit their applications wherever they are, and at anytime. Through payday loans and instant loans for bad credit, borrowers can now submit both their application forms and requirements over the internet. And since everything can now be done online, borrowers can expect for their loan applications to be processed in much lesser time. Because applications are processed as soon as they are submitted, borrowers may now expect for their approvals in as little as just a few minutes after their processing are completed. The release of funds for approved payday loans, on the other hand, can now be accomplished even on the very same day that the loan applications have been submitted.

Because of the advantages brought about by these features of payday loans and instant loans for bad credit, these loan services actually make the best loan solutions in times of urgent financial circumstances. But since these loan services are typically small loans on short payment terms, they do not make the best solutions in times of more complicated financial situations. For situations that require loans in much bigger amounts and much longer payment term conditions, borrowers are always better off getting secured loans, which are easily payable in longer payment terms.

Getting Payday Loans from Direct Lenders

For many borrowers, securing loans from the lenders directly is much more preferred than having to pay for loan brokers’ fees because for them, this option yields more savings. What borrowers should know, however, is that because loan brokers have far-reaching connections to different lenders across different regions, it follows that they also have comprehensive access to all the different deals and discounts that these lenders have to offer across their many loan services. Consequently, borrowers who opt to take loans with the help of loan brokering firms enjoy much more savings and far more benefits in the long term.

why choose payday loans

10 Tips for Borrowing Personal Loans

Ask Questions.

If you have any questions or concerns regarding your personal loan, don’t hesitate to contact your lender’s customer service department. It’s their job to make sure there are no issues with your loan.

Make Your Payments On Time.

Most lenders charge late fees for missed or late payments. Try to make your payments on time to avoid any unexpected charges. If you know that you may miss an upcoming payment, contact your lender beforehand to come up with an alternative solution.

Repay Your Loan Early.

If your lender doesn’t charge an early repayment fee, consider paying off your loan early. Doing so could greatly reduce the interest accrued on your loan.

Don’t Borrow Too Many Loans.

By borrowing too many loans, you run the risk of falling behind on payments and acquiring many late or missed payment fees. Only borrow what you know you’ll be able to repay comfortably.

Read Your Contract.

Make sure you read and understand the contract before signing your loan agreement. Many of your loan’s rates and terms will be explained here in detail, so it’s an important document to review before proceeding.

Check Your Information.

Before submitting a loan application, review your information to make sure everything is accurate. This will accelerate the approval process and allow the lender to make the most accurate lending decision regarding your application.

Review Your Credit Rating.

Borrowers with good credit ratings will typically receive better rates than those with less-than-perfect credit. Your credit rating will also let lenders know if you’re a high- or low-risk borrower.

Read the Eligibility Requirements.

Not everyone is eligible to apply for a personal loan. Before spending too much time on an application, check the lender’s eligibility requirements first to see if you qualify.

Shop Around.

Make sure you shop around and compare APRs before applying for a personal loan. There are several price comparison websites available that can help you find a lender that you’re most comfortable with.

Find the Right Loan.

There are several types of personal loans you can apply for: secured, unsecured and guarantor loans. Visit our Personal Loans page to learn more about each loan type and which one best suits your needs.

Here You can see some Examples of Competitors

Loan amount
£100 - £1,000
Loan term
1 - 6 Months
Good short term plans with great rates.
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£100 - £2,000
Loan term
1 - 6 Months
Excellent service and rates.
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5 most recent personal loan reviews

Review of Cash Lady

I was so surprise about service, it was quick simple and easy but not forgetting the friendly staffs. Each and everyone I spoken was so helpful and ready to go extra mile. Really good, Gooood job.

Review posted by Yusuf Abboud, Dorney

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Cashback Loans

I was very worried about taking out a loan having never done this before but the girl made it so easy. She was nice to talk to, everything was made clear and precise, no problems whatsoever. Providing you keep up the payments I would recommend this to anyone. They kept myself and the guarantor informed every step of the way. Would definitely use Cashback again. I can now build my credit score. Any problems I can ring up and you have a personal plan. Great experience.

Review posted by Claudette Osborne, Kettering

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Little Loans

Found myself looking for a guarantor car loan as I'm only 19 and so I didn't have any good credit against me to get a normal one. Not only was Little one of the lowest interest loans I found but they were really helpful and it only took 2 days from applying to getting the money in my account. Brilliant service, would definitely recommend.

Review posted by Alex Kidd, Hull

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

All our reviews are gathered from Trust Pilot to ensure authenticity.