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Representative Example: Loan Amount – £200 | Borrowed for 10 days | Interest: £9.89.
Total Repayment: £209.89 (Fixed) | Representative APR: 728.9% 
We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. Cashcomet.co.uk Introduces customers to Monevo Ltd for the purposes of obtaining a loan. Cashcomet.co.uk does not provide any loan or consumer credit products directly.


Personal Loans

Moving Forward Starts Here

A personal loan can help you take control of your finances.

Personal Loans

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Why Choose Cash Comet

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Choose a loan option that works best for you.

No late fees

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Low Interest Loans in the UK: Finding the Best Loan Solutions

Because of the incessantly increasing demands for loans, the continuously rising number of borrowers availing of loans and other loan services has inevitably paved the way to a surge in the number of unpaid debts. In an an effort to address the growing demands for loans and other loan services, as well as the subsequent rise in the number of unpaid debts, traditional lending firms and institutions have decided to come up with a credit scoring system, designed specifically to work towards these ends. Under this credit scoring system, lending firms easily classified borrowers according to their financial capabilities, where individuals who earn less than what the lending firms have deemed as sufficient were automatically given poor credit scores, while borrowers who missed out on their payments no matter what their reasons had their records automatically indicate their bad payment histories. With this credit scoring system in place, borrowers whom the lending firms believed to be unlikely capable of paying off their debts in the future were easily segregated from the borrowers whom the lending firms believed were likely to be capable of paying off their loans without any problems in the future. As a consequence, borrowers who were given poor credit scores and whose records reflect bad payment histories were automatically precluded from availing any of the loans being offered by any of the standard lending firms.

choose low interest loans today

This credit scoring system, while it proved to be very helpful to the lending firms, proved to be highly detrimental to the borrowers’ finances in the long term. Because borrowers with bad credit were no longer capable of securing loans from any of the legitimate lending firms, they were often left with very few, often impractical and unreasonable choices in times of urgent financial crises. And since selling their personal properties or asking for money from their friends or members of their family were not always plausible nor were they easy, many were driven to settle with the underground loans being offered by illegal lending firms. But while these loan services do give borrowers the temporary financial relief that they desperately seek, the long-term repercussions of underground loans often leave borrowers in even more difficult financial situations than before they decided to avail of such loan solutions. With the exceedingly high interest rates inherent to underground loan services, many borrowers found themselves in perpetuated difficult financial circumstances.

Getting Low Interest Loans for Bad Credit

As more and more borrowers with poor credit scores and bad payment histories eventually end up in the same financial perpetuated financial predicaments, a brand new market comprised entirely of borrowers with bad credit was eventually created. And because of the incessantly increasing demands for more affordable and more secure loan services in this newly formed market, lending firms have later on decided to come up with innovative new loan solutions.

Through innovative new loan services such as low interest loans for bad credit, borrowers finally have better, more secure, and much more affordable financial alternatives especially in times of urgent financial crises. Because low interest loans for bad credit and other innovative new loan solutions do not necessitate having to submit impossibly hard to procure requirements, borrowers no longer have to worry about not being qualified to avail of these loan services. And unlike application procedures for many conventional loans from standard lending firms, applications for low interest loans for bad credit do not entail having to fall in long lines for many hours just to submit loan applications, nor do they include even longer waiting when it comes to the application approvals as well as the subsequent release of approved loans’ funds.

How to Get Low Interest Loans and Instant Loans for Bad Credit

With innovative new loan solutions such as low interest loans and instant loans for bad credit, borrowers finally have much faster and more convenient financial alternatives. Through low interest loans and instant loans for bad credit, borrowers now have the option to submit their applications entirely over the internet. And since everything can now be done entirely online, borrowers now have the convenience of being able to submit their applications from anywhere, and at any given time. Through low interest loans and instant loans for bad credit, borrowers may now submit both their application forms and corresponding requirements entirely over the internet. And since loan applications for low interest loans and instant loans are now done completely online, borrowers may now expect for these applications to be processed in much lesser time. And since applications are processed the minute that they are submitted, borrowers can now expect for their approvals in as little as minutes after the applications were submitted. The release of funds for the borrowers’ approved low interest loans and instant loans, on the other hand, can now be expected even on the same day that the borrowers’ applications were submitted. And because of these extremely useful features of low interest loans and instant loans for bad credit, these loan services make the best loan alternatives in times of urgent financial crises. But because instant loans are normally small loans that borrowers are to pay over short payment term conditions, they do not make good options in more complicated financial situations. In more difficult financial circumstances such s these, borrowers are always better off getting secured loans for bad credit.

Getting Low Interest Loans from Direct Lenders

A common misbelief among many borrowers is that because borrowing money from the lenders directly does not involve having to pay for loan brokers’ fees, this option yield more savings and much more benefits. What many are unaware of, however, is that because loan brokers are connected to many different lenders in many different areas, they consequently have extensive access to all the deals and promotions being offered by these lenders across many of their services. Because of this, borrowers who opt to avail of loans through loan brokers’ services actually enjoy much more benefits in the long term.

why choose low interest loans

10 Tips for Borrowing Personal Loans

Ask Questions.

If you have any questions or concerns regarding your personal loan, don’t hesitate to contact your lender’s customer service department. It’s their job to make sure there are no issues with your loan.

Make Your Payments On Time.

Most lenders charge late fees for missed or late payments. Try to make your payments on time to avoid any unexpected charges. If you know that you may miss an upcoming payment, contact your lender beforehand to come up with an alternative solution.

Repay Your Loan Early.

If your lender doesn’t charge an early repayment fee, consider paying off your loan early. Doing so could greatly reduce the interest accrued on your loan.

Don’t Borrow Too Many Loans.

By borrowing too many loans, you run the risk of falling behind on payments and acquiring many late or missed payment fees. Only borrow what you know you’ll be able to repay comfortably.

Read Your Contract.

Make sure you read and understand the contract before signing your loan agreement. Many of your loan’s rates and terms will be explained here in detail, so it’s an important document to review before proceeding.

Check Your Information.

Before submitting a loan application, review your information to make sure everything is accurate. This will accelerate the approval process and allow the lender to make the most accurate lending decision regarding your application.

Review Your Credit Rating.

Borrowers with good credit ratings will typically receive better rates than those with less-than-perfect credit. Your credit rating will also let lenders know if you’re a high- or low-risk borrower.

Read the Eligibility Requirements.

Not everyone is eligible to apply for a personal loan. Before spending too much time on an application, check the lender’s eligibility requirements first to see if you qualify.

Shop Around.

Make sure you shop around and compare APRs before applying for a personal loan. There are several price comparison websites available that can help you find a lender that you’re most comfortable with.

Find the Right Loan.

There are several types of personal loans you can apply for: secured, unsecured and guarantor loans. Visit our Personal Loans page to learn more about each loan type and which one best suits your needs.

Here You can see some Examples of Competitors

Loan amount
£100 - £1,000
Loan term
1 - 6 Months
Good short term plans with great rates.
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Loan amount
£100 - £2,000
Loan term
1 - 6 Months
Excellent service and rates.
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5 most recent personal loan reviews

Review of Cash Lady

I was so surprise about service, it was quick simple and easy but not forgetting the friendly staffs. Each and everyone I spoken was so helpful and ready to go extra mile. Really good, Gooood job.

Review posted by Yusuf Abboud, Dorney

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Cashback Loans

I was very worried about taking out a loan having never done this before but the girl made it so easy. She was nice to talk to, everything was made clear and precise, no problems whatsoever. Providing you keep up the payments I would recommend this to anyone. They kept myself and the guarantor informed every step of the way. Would definitely use Cashback again. I can now build my credit score. Any problems I can ring up and you have a personal plan. Great experience.

Review posted by Claudette Osborne, Kettering

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Little Loans

Found myself looking for a guarantor car loan as I'm only 19 and so I didn't have any good credit against me to get a normal one. Not only was Little one of the lowest interest loans I found but they were really helpful and it only took 2 days from applying to getting the money in my account. Brilliant service, would definitely recommend.

Review posted by Alex Kidd, Hull

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

All our reviews are gathered from Trust Pilot to ensure authenticity.