How It Works
Enjoy a straightforward process from beginning to end.
How much do you need?
Begin Your Application
Provide a few personal details about yourself to get started.
Review Your Offer
Learn how much you’re eligible to apply for and whether you qualify.
Customise Your Loan
Select a loan amount and term you’re eligible for.
Submit Your Application
Review and electronically sign your contract, and upload proof of income to submit your application.
Verify Your Application
After submitting your application, one of our loan processing agents will review and verify your information. This process may take a couple of days.
If approved, receive your money the same day as approval.
What services does Cash Comet provide?
Cash Comet is a loan broker that offers unsecured personal loans ranging from £1,000 to £25,000 at rates as low as 29% to residents of the United Kingdom. Approved customers will choose to repay their loan over 1-5 years.
Who can apply for a personal loan?
In order to apply for an Cash Comet loan, you must be at least 18 years old, have a valid UK bank account, have a valid debit card, be employed and receiving a regular paycheque, and be a resident of the UK.
What does representative APR mean? Is that the rate I will actually qualify for?
All lenders in the United Kingdom are required to clearly display Representative APR on any marketing materials, including the website. The Representative APR is what 51% of consumers who enter into a credit agreement with the lender will receive. The rate that you qualify for will depend on several factors, including your credit rating and the information submitted in your application.
Can I repay my loan early?
Yes, you can repay your Cash Comet loan any time with no prepayment penalties.
What information do I need to complete the online application?
To help process your Cash Comet application faster, we recommend you have the following information on hand:
- Your address information
- Your employment details
- Your bank account number and branch sort code
- Your paycheque and income frequency details
- Your debit card details
- A bank statement that is dated within the last 30 days
Representative 305.9% APR. Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% (variable)