Select Your Loan Amount!
And Press Apply Now Our Applications Takes 2 Minutes.
How Much Cash Do You Need?
Representative Example: Loan Amount – £200 | Borrowed for 10 days | Interest: £9.89.
Total Repayment: £209.89 (Fixed) | Representative APR: 728.9%
We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. Cashcomet.co.uk Introduces customers to Monevo Ltd for the purposes of obtaining a loan. Cashcomet.co.uk does not provide any loan or consumer credit products directly.
Moving Forward Starts Here
A personal loan can help you take control of your finances.
See Why They’re Happy
Our customers rave about On Stride Financial. We’re just happy to help.
Why Choose Cash Comet
We offer more than just personal loans…
Choose a loan option that works best for you.
No late fees
What you see is what you get – no hidden or late fees.
Dedicated Customer Service
It’s our job to make sure your questions are answered.
Doorstep Loans in the UK: Finding the Best Loan Options
Doorstep loans, which are also called home credit loans, are no different from the types of loans that were widely popular during the ancient times. Similar to how loan businesses were conducted during the old days, in doorstep loans, cash loans are taken directly to the borrower’s doorsteps by a loan agent, who returns weekly to collect payments. These types of loans were common during the ancient times, where both man and the industry relied on loans heavily. As demands for loan services for both people and businesses continued to increase throughout the years, consequences eventually surfaced. Just as the number of people hoping to get loans continued to increase, so did the number of the borrowers’ unpaid debts. And as traditional lending firms and institutions undertook measures to address such problems, a credit scoring system designed especially to address these problems was eventually created. Through this credit scoring system, borrowers whom the lending firms believe are likely capable of paying off their loans without any problem were easily segregated from the borrowers who are more inclined to be incapable of paying off their loans in the long term. With this credit scoring system in place, individuals with income levels that do not meet what the lending firms have set as the minimum were consequently given poor credit scores, while borrowers who repeatedly missed out on their payments had their records automatically reflect bad payment histories. But while this credit scoring system proved to be highly helpful to the lending firms, its effects proved to be inimical to the borrowers. Because through this system, borrowers with poor credit scores and bad payment histories were automatically precluded from taking any more loans from any of the standard lending institutions, they were consequently left with impractical and often uncomfortable alternatives, especially in times of urgent financial crises. Since asking for money or borrowing from friends and family do not always make plausible options, many of the borrowers were left to procure underground loans from illegal lenders.
But as more and more borrowers in poor credit circumstances fell into the same, often inevitable, predicament, eventually, an entire new market comprised of borrowers with bad credit was eventually created. And as demands for more reasonable and more affordable loans continued to increase in this newly created market, lending firms eventually came up with innovative new loan solutions.
Getting Doorstep Loans for Bad Credit
Without the innovative new loan solutions that were fairly recently introduced by the lending firms, in times of urgent financial situations, many borrowers with bad credit were often to borrow money from lenders operating illegally. But while this option does allow borrowers a temporary relief from their ongoing financial crises, the excessively high interest rates associated with these illegal loan services often leave borrowers in even worse financial conditions.
With innovative new loan solutions like doorstep loans for bad credit, however, borrowers now have better options in times of urgent financial situations. Through doorstep loans for bad credit, borrowers now have better, more affordable, much more flexible and far more secure financial alternatives, even despite their bad credit.
Because doorstep loans are delivered right to the borrower’s doorsteps, it’s far much easier to get approvals through these loan services. And since borrowers no longer have to step out just to claim their approved loans, nor do they have to do the same when it comes to paying off their loans, doorstep loans are one of the most convenient loan options for borrowers with bad credit, especially those whose ability to move around are limited.
How to Get Doorstep Loans and Instant Loans
Through innovative new loan solutions as well as doorstep loans and instant loans, borrowers now have much faster and far more convenient loan services, especially in times of urgent financial crises. With doorstep loans and instant loan solutions, borrowers now have the convenience to submit their applications even right out of the comfort of their own homes. Because applications for doorstep loans and instant loan services can be accomplished completely over the internet, borrowers no longer have to line up for long hours just to submit their applications. And since applications can be accomplished entirely online, borrowers may submit them from anywhere, at any given time. Through doorstep loans and instant loan solutions, borrowers can now expect for their applications to be processed as soon as they are submitted. Approvals for these applications, on the other hand, can now be expected in as little as just a few minutes after the applications are processed. The release of funds for the borrowers’ approved loans, meanwhile, can now be completed even on the same day that the application was submitted. Because of these features, doorstep loans and instant loans make great solutions in times of urgent financial situations — such as those that involve hospital bill payments, urgent car and home repairs, as well as other similar expenses.
But while doorstep loans and instant loans make great financial resolutions in the above-mentioned situations, because they are generally small loans that are arranged to be paid over short payment terms, they do not make good financial alternatives in more complicated financial crises.
Getting Doorstep Loans from Direct Lenders
A common misconception among borrowers is that because borrowing from the lenders directly means they no longer have to pay for the loan brokers’ fees, it follows that through this, they are to save more money in the process. What many of them do not seem to understand, however, is that because loan brokers have a wide range of connections to numerous lenders across numerous areas, it follows that they also have extensive access to all the numerous different deals and promotions that are being offered by the lenders across their numerous different services. Because of this, borrowers who secure loans with the help of loan brokers receive far more savings and enjoy much more benefits in the long term. And owing to the fact that loan brokers extend expert financial advise to their clients, borrowers are ensured the best financial options according to their unique financial situations.
10 Tips for Borrowing Personal Loans
Here You can see some Examples of Competitors
Representative Example: Amount of credit: £300 over 3 months. Interest: £92.85. Interest rate: 180% pa – fixed. Three repayments of £130.95. Total amount payable: £392.85. Representative APR 423.80%.
Representative 305.9% APR. Representative example: £400 borrowed for 90 days. Total amount repayable is £559.68 in 3 monthly instalments of £186.56. Interest charged is £159.68, interest rate 161.9% (variable).
5 most recent personal loan reviews
I was so surprise about service, it was quick simple and easy but not forgetting the friendly staffs. Each and everyone I spoken was so helpful and ready to go extra mile. Really good, Gooood job.
Review posted by Yusuf Abboud, Dorney
Ease Of Use
Value For Money
I was very worried about taking out a loan having never done this before but the girl made it so easy. She was nice to talk to, everything was made clear and precise, no problems whatsoever. Providing you keep up the payments I would recommend this to anyone. They kept myself and the guarantor informed every step of the way. Would definitely use Cashback again. I can now build my credit score. Any problems I can ring up and you have a personal plan. Great experience.
Review posted by Claudette Osborne, Kettering
Ease Of Use
Value For Money
Found myself looking for a guarantor car loan as I'm only 19 and so I didn't have any good credit against me to get a normal one. Not only was Little one of the lowest interest loans I found but they were really helpful and it only took 2 days from applying to getting the money in my account. Brilliant service, would definitely recommend.
Review posted by Alex Kidd, Hull
Ease Of Use
Value For Money
All our reviews are gathered from Trust Pilot to ensure authenticity.