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Representative Example: Loan Amount – £200 | Borrowed for 10 days | Interest: £9.89.
Total Repayment: £209.89 (Fixed) | Representative APR: 728.9% 
We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. Cashcomet.co.uk Introduces customers to Monevo Ltd for the purposes of obtaining a loan. Cashcomet.co.uk does not provide any loan or consumer credit products directly.


Personal Loans

Moving Forward Starts Here

A personal loan can help you take control of your finances.

Personal Loans

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Why Choose Cash Comet

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Choose a loan option that works best for you.

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Cash Loans in the UK: Finding the Best Options

Throughout the history of time, loans have always been integral to the financial survival not only of man and his family, but also of businesses in the industry. And because loans have steadily become more popular over the course of time, lending companies have struggled to keep up with its ever-growing demands. As the number of borrowers steadily increased, it appears that so did the number of borrowers who were unable to pay off their debts. In an attempt to put a halt to the steady increase in the number of delinquent accounts, traditional lending institutions such as banks and other lending firms have decided to devise a system that will easily segregate borrowers who are likely incapable of paying off their cash loans, from those who are likely able to pay off theirs without any problems. With this credit system in place, individuals with income levels that fall below what the lending institutions have set as the minimum were automatically given poor credit scores, while those who defaulted on their loans frequently had their records reflect bad payment histories. Under this credit scoring system, borrowers with poor credit scores and bad payment histories were automatically precluded and disqualified from procuring any more loans from any of the legitimate traditional lending institutions. As a result, borrowers with poor credit who were facing urgent financial crises often only had two equally unpleasant and impractical alternatives — borrowing money from their friends or members of their families, or procuring loans from underground lenders. Because borrowing from family and friends isn’t always possible, many resorts to taking loans from underground lenders. And while the latter option does allow borrowers the temporary financial relief that they badly need, the excessively high interest rates that are inherent to these loan agreements often leave them in even worse financial predicaments. But as the number of borrowers with poor credit continue to multiply in number, an entire new market was eventually created. And as demands for more affordable and more secure financial solutions continued to increase, lending firms have soon taken notice. In an attempt to address the needs of borrowers with bad credit, a string of innovative new loan services were later on introduced in the market. With the introduction of these innovative new financial solutions, borrowers now have better options in times of urgent financial situations. why choose cash loans

Advantages of Cash Loans for Bad Credit

Among the innovative new financial services that have been introduced in the market, cash loans are among the most popular among borrowers with bad credit. With these types of loan solutions, borrowers can easily avail of the amount they need in times of emergencies. Through the latest advancements in technology, as well as the subsequent evolution of the lending industry, applications for cash loans may now be completed entirely over the internet. With these loan solutions, borrowers may now submit their requirements by uploading them online, and applications can be accomplished from anywhere they are, anytime. Because cash loan applications are done over the internet, they are processed as soon as they are submitted. Approvals for these loan solutions, on the other hand, can be expected in as fast as just a few minutes after the applications were submitted. Consequently, the release of approved loans’ funds can now be expected in the same day that the loan applications were submitted. Because of this, cash loans make great options in situations that require pressing financial resolutions — such as those that involve urgent hospital bill payments, urgent car and home repairs, as well as other similar expenses. Cash loans also make good alternatives in other situations that require minimal financial considerations — such as those that include relatively affordable purchases, such as that of new appliances or new gadgets. But because most cash loan solutions are actually small loans on short payment terms, they are not best options to use in more complicated situations that require long term financial solutions. In situations like this, borrowers are best off procuring secured loans such as guarantor loan options —which allow them to secure loans in much higher amounts and in much longer payment term conditions.

When to Get Guarantor Loans Over Cash Loans

Because cash loan options are limited in amount, borrowers are best off taking secured loans on long term payment conditions in order to address more complicated financial situations. With secured loans such as guarantor loans, borrowers can now enjoy the benefits that are normally only being offered by conventional loans from traditional lending institutions. Through these types of services, borrowers are able to loan higher amounts in longer payment terms at much lower interest rates, even despite their bad credit. Because guarantor loans are secured loans, these loans can only be secured with the help of guarantors. Guarantors are actually individuals or third party firms with good credit standing who are both able and willing to pay off the borrowers’ loans, in case they default on them for any reason. Through guarantor loan services, borrowers  with bad credit now have access to better, more affordable, and far more secure loan services.

Getting Cash Loans from Direct Lenders: Is It Really Any Better?

For many borrowers — both experienced and inexperienced alike — the common belief is that borrowing from the lenders directly will actually save them more money. But while it’s true that borrowing from the lenders directly will allow them to save a small amount of money by not having to pay for the brokers’ fees, securing loans with the help of loan brokers’ services, in reality, actually yield far more benefits. Since loan brokers have extensive connections to multiple lenders over multiple regions, they inevitably have access to numerous deals and promotions being offered by lending institutions in different regions. Consequently, in procuring loans through loan brokers’ services, borrowers have better chances at better savings. And because loan brokers often extend expert financial advise to their clients, through their services, borrowers have better financial options according to their unique financial situations. why choose cash loans

10 Tips for Borrowing Personal Loans

Ask Questions.

If you have any questions or concerns regarding your personal loan, don’t hesitate to contact your lender’s customer service department. It’s their job to make sure there are no issues with your loan.

Make Your Payments On Time.

Most lenders charge late fees for missed or late payments. Try to make your payments on time to avoid any unexpected charges. If you know that you may miss an upcoming payment, contact your lender beforehand to come up with an alternative solution.

Repay Your Loan Early.

If your lender doesn’t charge an early repayment fee, consider paying off your loan early. Doing so could greatly reduce the interest accrued on your loan.

Don’t Borrow Too Many Loans.

By borrowing too many loans, you run the risk of falling behind on payments and acquiring many late or missed payment fees. Only borrow what you know you’ll be able to repay comfortably.

Read Your Contract.

Make sure you read and understand the contract before signing your loan agreement. Many of your loan’s rates and terms will be explained here in detail, so it’s an important document to review before proceeding.

Check Your Information.

Before submitting a loan application, review your information to make sure everything is accurate. This will accelerate the approval process and allow the lender to make the most accurate lending decision regarding your application.

Review Your Credit Rating.

Borrowers with good credit ratings will typically receive better rates than those with less-than-perfect credit. Your credit rating will also let lenders know if you’re a high- or low-risk borrower.

Read the Eligibility Requirements.

Not everyone is eligible to apply for a personal loan. Before spending too much time on an application, check the lender’s eligibility requirements first to see if you qualify.

Shop Around.

Make sure you shop around and compare APRs before applying for a personal loan. There are several price comparison websites available that can help you find a lender that you’re most comfortable with.

Find the Right Loan.

There are several types of personal loans you can apply for: secured, unsecured and guarantor loans. Visit our Personal Loans page to learn more about each loan type and which one best suits your needs.

Here You can see some Examples of Competitors

Loan amount
£100 - £1,000
Loan term
1 - 6 Months
Good short term plans with great rates.
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Loan amount
£100 - £2,000
Loan term
1 - 6 Months
Excellent service and rates.
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5 most recent personal loan reviews

Review of Cash Lady

I was so surprise about service, it was quick simple and easy but not forgetting the friendly staffs. Each and everyone I spoken was so helpful and ready to go extra mile. Really good, Gooood job.

Review posted by Yusuf Abboud, Dorney

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Cashback Loans

I was very worried about taking out a loan having never done this before but the girl made it so easy. She was nice to talk to, everything was made clear and precise, no problems whatsoever. Providing you keep up the payments I would recommend this to anyone. They kept myself and the guarantor informed every step of the way. Would definitely use Cashback again. I can now build my credit score. Any problems I can ring up and you have a personal plan. Great experience.

Review posted by Claudette Osborne, Kettering

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Little Loans

Found myself looking for a guarantor car loan as I'm only 19 and so I didn't have any good credit against me to get a normal one. Not only was Little one of the lowest interest loans I found but they were really helpful and it only took 2 days from applying to getting the money in my account. Brilliant service, would definitely recommend.

Review posted by Alex Kidd, Hull

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

All our reviews are gathered from Trust Pilot to ensure authenticity.