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Representative Example: Loan Amount – £200 | Borrowed for 10 days | Interest: £9.89.
Total Repayment: £209.89 (Fixed) | Representative APR: 728.9% 
We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. Cashcomet.co.uk Introduces customers to Monevo Ltd for the purposes of obtaining a loan. Cashcomet.co.uk does not provide any loan or consumer credit products directly.


Personal Loans

Moving Forward Starts Here

A personal loan can help you take control of your finances.

Personal Loans

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Our customers rave about On Stride Financial. We’re just happy to help.

Why Choose Cash Comet

We offer more than just personal loans…

Loan Customisation

Choose a loan option that works best for you.

No late fees

What you see is what you get – no hidden or late fees.

Dedicated Customer Service

It’s our job to make sure your questions are answered.

Business Loans in the UK: Looking for the Best Deals in the Market

In ancient times, business loans were already of much significance. Time and again it has been proven that loans play a vital role not only in the financial survival of man and his family but also in that of the industry. Because of this importance, loans and other loan services have only become even more in-demand throughout the years. But while the incessantly increasing reliance on loans of both man and the industry has led to a steady growth in the number of clients for the lenders, it also resulted to the increase in the number of accounts that were delinquent. In an attempt to address this growing problem, traditional lending institutions such as banks and other lending firms have agreed and decided to come up with a credit scoring system that will help easily segregate borrowers who will unlikely be able to pay off their loans, from those who will likely be able to pay them without any problem. With this system in place, borrowers who had income levels which the lending institutions deemed inadequate were automatically rejected and given poor credit scores. On the other hand, borrowers who are unable to pay off their bills on time had their records automatically show bad payment histories. Meanwhile, business owners suffering from the same predicament also found themselves assigned with poor credit scores and bad payment histories. And while this credit scoring system did effectively reduce the number of accounts that were delinquent, for the businesses and individuals who were given poor credit scores and had their records bad payment histories, the effects proved to be detrimental.

Because those borrowers with bad credit were automatically disqualified and precluded from securing any more loans from any of the legitimate lending institutions and firms, individuals and businesses with poor credit were forced to resort to unpleasant and impractical alternatives. Usually, they were only made to choose from borrowing from friends and family or procuring loans from lenders operating illegally. Due to the fact that these options were often implausible for some businesses, this inevitably led to the closing down of some establishments. But as the number of borrowers with bad credit steadily increased in number throughout the years, an entirely new market was eventually created. And as demands for better financial solutions steadily increased, lending firms have soon took notice. With the evolution of the lending industry and the latest advancements in technology, innovative new loan solutions were soon introduced in the market. Through these new financial solutions, individuals and businesses now have access to more affordable and far more secure business loans solutions, especially in times of desperate financial situations.

why choose business loans

Business Loans and Loans for Bad Credit

While applications for the conventional loans that are being offered by most traditional lending institutions often entail not only long hours of waiting in long lines, but even longer waiting in terms of approvals and release of approved loan funds, the innovative new solutions that have been fairly recently introduced in the market allows borrowers to accomplish everything over the internet. Because these types of loan solutions were designed for the convenience of the borrowers, applications for these innovative loan services can be accomplished entirely online — which means borrowers have the convenience of being able to submit their applications from anywhere, at any time. Through the latest advancements in technology and security, completion of applications for these loan solutions has been made far more simple. With these types of loan services, borrowers can simply submit their requirements over the internet. And since applications for these loan solutions are done over the internet, loan applications are now processed the moment that they are submitted. Consequently, borrowers can now accept for the approval of their applications in as little as mere minutes after their submission. The release of approved business loans funds, on the other hand, can now be expected as early as the same day that the application was submitted.

Guarantor Loans and Business Loans: Choosing the Right Option

While there are numerous innovative new business loans services that are now being offered to borrowers with bad credit, most of these loan options are actually small loans that are usually to be paid over in short term payment conditions. For businesses that require loans in much higher amounts that they hope to pay over in much longer terms, these types of financial services don’t really make the best choices. In these types of situations, borrowers are best off securing loans on long-term payment conditions. For borrowers with bad credit, guarantor loans make the best options under such conditions. With guarantor loans, borrowers are given the advantage of being able to enjoy most of the benefits that are normally only being offered in conventional loans of traditional lending institutions. Through these business loans solutions, borrowers may secure many loans in much higher amounts at much longer payment terms with the help of guarantors. Guarantors are actually individuals and firms with good credit standing and are actually willing to pay off the borrower’s loans in case they default on them for any given reason. Through these types of financial services, not only do borrowers get to take advantage of a long-term credit, they also get to enjoy their business loans at much lower interest.

Securing Business Loans from Direct Lenders

For most borrowers, the common belief is that because loan brokers require a fee for their services, they are bound to earn more savings if they procure loans directly from the lenders. But while it’s true that borrowers need not pay for loan brokers’ fees when borrowing from the lenders directly, securing loans with the assistance of loan brokers actually yield far more benefits. This is due to the fact that since loan brokers have extensive connections to numerous lenders across different areas, they consequently have extensive access to numerous different deals and promotions being offered by business loans lenders across different regions — thus allowing borrowers more chances of earning more savings in the long run. And because loan brokers offer extensive financial advice to their clients, borrowers are given the best loan options according to their unique financial situations.

why opt for business loans

10 Tips for Borrowing Personal Loans

Ask Questions.

If you have any questions or concerns regarding your personal loan, don’t hesitate to contact your lender’s customer service department. It’s their job to make sure there are no issues with your loan.

Make Your Payments On Time.

Most lenders charge late fees for missed or late payments. Try to make your payments on time to avoid any unexpected charges. If you know that you may miss an upcoming payment, contact your lender beforehand to come up with an alternative solution.

Repay Your Loan Early.

If your lender doesn’t charge an early repayment fee, consider paying off your loan early. Doing so could greatly reduce the interest accrued on your loan.

Don’t Borrow Too Many Loans.

By borrowing too many loans, you run the risk of falling behind on payments and acquiring many late or missed payment fees. Only borrow what you know you’ll be able to repay comfortably.

Read Your Contract.

Make sure you read and understand the contract before signing your loan agreement. Many of your loan’s rates and terms will be explained here in detail, so it’s an important document to review before proceeding.

Check Your Information.

Before submitting a loan application, review your information to make sure everything is accurate. This will accelerate the approval process and allow the lender to make the most accurate lending decision regarding your application.

Review Your Credit Rating.

Borrowers with good credit ratings will typically receive better rates than those with less-than-perfect credit. Your credit rating will also let lenders know if you’re a high- or low-risk borrower.

Read the Eligibility Requirements.

Not everyone is eligible to apply for a personal loan. Before spending too much time on an application, check the lender’s eligibility requirements first to see if you qualify.

Shop Around.

Make sure you shop around and compare APRs before applying for a personal loan. There are several price comparison websites available that can help you find a lender that you’re most comfortable with.

Find the Right Loan.

There are several types of personal loans you can apply for: secured, unsecured and guarantor loans. Visit our Personal Loans page to learn more about each loan type and which one best suits your needs.

Here You can see some Examples of Competitors

Loan amount
£100 - £1,000
Loan term
1 - 6 Months
Good short term plans with great rates.
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Loan amount
£100 - £2,000
Loan term
1 - 6 Months
Excellent service and rates.
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5 most recent personal loan reviews

Review of Cash Lady

I was so surprise about service, it was quick simple and easy but not forgetting the friendly staffs. Each and everyone I spoken was so helpful and ready to go extra mile. Really good, Gooood job.

Review posted by Yusuf Abboud, Dorney

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Cashback Loans

I was very worried about taking out a loan having never done this before but the girl made it so easy. She was nice to talk to, everything was made clear and precise, no problems whatsoever. Providing you keep up the payments I would recommend this to anyone. They kept myself and the guarantor informed every step of the way. Would definitely use Cashback again. I can now build my credit score. Any problems I can ring up and you have a personal plan. Great experience.

Review posted by Claudette Osborne, Kettering

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Little Loans

Found myself looking for a guarantor car loan as I'm only 19 and so I didn't have any good credit against me to get a normal one. Not only was Little one of the lowest interest loans I found but they were really helpful and it only took 2 days from applying to getting the money in my account. Brilliant service, would definitely recommend.

Review posted by Alex Kidd, Hull

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

All our reviews are gathered from Trust Pilot to ensure authenticity.