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Representative Example: Loan Amount – £200 | Borrowed for 10 days | Interest: £9.89.
Total Repayment: £209.89 (Fixed) | Representative APR: 728.9% 
We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender. Cashcomet.co.uk Introduces customers to Monevo Ltd for the purposes of obtaining a loan. Cashcomet.co.uk does not provide any loan or consumer credit products directly.


Personal Loans

Moving Forward Starts Here

A personal loan can help you take control of your finances.

Personal Loans

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Why Choose Cash Comet

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Choose a loan option that works best for you.

No late fees

What you see is what you get – no hidden or late fees.

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15 Minute Loans in the UK: Finding the Best Loan Solutions

Due to the incessantly increasing demands for loans and other loan services, the consequent rise in the number of borrowers and the parallelly rising volume of unpaid debts have paved the way for unavoidable problems that require complex resolutions from the traditional lending firms and institutions. As a result, a credit scoring system designed and developed especially to address these problems was created to work towards their agreed ends. Under this credit scoring system, lending firms were easily able to categorise borrowers according to their finances. Through this system, borrowers whom the lending firms believed to be capable of paying off their debts were easily segregated from those whom they believed to be unlikely capable of paying off their loans without any problem. With this credit scoring system in place, individuals with income levels that fall below what the lending firms have agreed upon as the acceptable minimum were automatically given poor credit scores, while the borrowers who either repeatedly or frequently missed out on their payments, despite their reasons, automatically had their financial records reflect their bad payment histories. As a consequence, borrowers with poor credit scores and bad payment histories were automatically precluded from acquiring any type of loans from any of the standard lending firms. And although this credit scoring system proved to be highly useful to the lending firms, its effects proved to be highly detrimental and extremely disadvantageous to the borrowers.

Since individuals with poor credit scores and bad payment histories were automatically disqualified from securing any type of loan from any of the legitimate lending firms, borrowers with bad credit were often left to choose between equally undesirable, unacceptable, and often impractical financial alternatives especially in times of urgent and serious financial crises. Because asking for money from family and friends is not always feasible, and selling off properties to raise money is not always plausible, many borrowers with bad credit were left to settle with taking underground loans from illegal lenders. But although this option does provide borrowers the temporary monetary relief that they urgently need, the long-term financial repercussions of these loan options often leave borrowers in even worse financial conditions. Because of the excessively high interest rates inherent to these types of loan services, borrowers are often left in perpetuated difficult financial circumstances.

why choose 15 minute loans

Getting 15 Minute Loans for Bad Credit

With the incessantly increasing number of borrowers with bad credit who find themselves in similar perpetuated financial predicaments, a new market composed entirely of borrowers with poor credit scores and bad payment histories was eventually created. And as borrowers in this newly formed market clamour for more affordable and more acceptable loan services, lending firms and institutions later on developed innovative new loan solutions. Through innovative new loan services such as 15 minute loans for bad credit, borrowers now have easy access to better, more flexible, more affordable, and much more secure financial resolutions, especially in times of extremely difficult and urgent financial situations. With 15 minute loans for bad credit and other innovative new loan services, borrowers now have more convenient and much faster loan solutions, which come in handy in desperate financial situations. And unlike applications for most of the conventional loans that are being offered by traditional lending institutions and firms, applications for 15 minute loans and other innovative new loans do not involve having to wait in long lines for hours, nor do they necessitate having to submit impossibly hard to secure requirements. With 15 minute loans and other innovative new loan solutions, borrowers need not have to settle for impractical loan solutions, even despite their bad credit situations.

How to Get 15 Minute Loans and Instant Loans for Bad Credit

With 15 minute loans and instant loans for bad credit, borrowers now have faster and more convenient loan choices even despite their bad credit circumstances. And because applications for 15 minute loans and instant loans for bad credit can now be accomplished entirely over the internet, borrowers may now submit their applications right straight out of the comfort of their own homes. Since applications and requirements can now be submitted entirely online, borrowers may now choose to submit their loan applications from anywhere, at anytime. And because everything can now be done completely over the internet, applications may now be processed as soon as they are submitted. And since the processing of applications require much lesser time, borrowers may now expect for their applications’ approvals within minutes after they were submitted. The release of funds for approved 15 minute loans and instant loans, on the other hand, may now be expected in as early as just a few minutes after the applications were submitted. Because of these highly convenient and useful features of 15 minute loans and instant loans, these loan solutions actually make the best financial options in addressing urgent financial conditions. But since 15 minute loans and instant loans are generally only small loans that can be arranged to pay over short payment terms, these loan services do not make good alternatives in addressing much more complicated financial crises. In financial situations that require loans in much bigger amounts and much longer payment terms, borrowers are always better off taking secured loan solutions, which they can easily repay over much longer payment term conditions.

Getting 15 Minute Loans from Direct Lenders

A lot of borrowers mistakenly believe that just because procuring loans from the lenders directly does not necessitate having to pay for loan brokers’ fees, it immediately follows that through this, they are able to save more money. Many borrowers fail to realise that because loan brokers have extensive connections to different lenders in different areas, it also follows that they have extensive access to all the deals and discounts being offered by these lenders across their various lending services. Consequently, borrowers who choose to secure loans through loan brokering firms actually enjoy far more savings and much more benefits in the long term.

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10 Tips for Borrowing Personal Loans

Ask Questions.

If you have any questions or concerns regarding your personal loan, don’t hesitate to contact your lender’s customer service department. It’s their job to make sure there are no issues with your loan.

Make Your Payments On Time.

Most lenders charge late fees for missed or late payments. Try to make your payments on time to avoid any unexpected charges. If you know that you may miss an upcoming payment, contact your lender beforehand to come up with an alternative solution.

Repay Your Loan Early.

If your lender doesn’t charge an early repayment fee, consider paying off your loan early. Doing so could greatly reduce the interest accrued on your loan.

Don’t Borrow Too Many Loans.

By borrowing too many loans, you run the risk of falling behind on payments and acquiring many late or missed payment fees. Only borrow what you know you’ll be able to repay comfortably.

Read Your Contract.

Make sure you read and understand the contract before signing your loan agreement. Many of your loan’s rates and terms will be explained here in detail, so it’s an important document to review before proceeding.

Check Your Information.

Before submitting a loan application, review your information to make sure everything is accurate. This will accelerate the approval process and allow the lender to make the most accurate lending decision regarding your application.

Review Your Credit Rating.

Borrowers with good credit ratings will typically receive better rates than those with less-than-perfect credit. Your credit rating will also let lenders know if you’re a high- or low-risk borrower.

Read the Eligibility Requirements.

Not everyone is eligible to apply for a personal loan. Before spending too much time on an application, check the lender’s eligibility requirements first to see if you qualify.

Shop Around.

Make sure you shop around and compare APRs before applying for a personal loan. There are several price comparison websites available that can help you find a lender that you’re most comfortable with.

Find the Right Loan.

There are several types of personal loans you can apply for: secured, unsecured and guarantor loans. Visit our Personal Loans page to learn more about each loan type and which one best suits your needs.

Here You can see some Examples of Competitors

Loan amount
£100 - £1,000
Loan term
1 - 6 Months
Good short term plans with great rates.
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Loan amount
£100 - £2,000
Loan term
1 - 6 Months
Excellent service and rates.
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5 most recent personal loan reviews

Review of Cash Lady

I was so surprise about service, it was quick simple and easy but not forgetting the friendly staffs. Each and everyone I spoken was so helpful and ready to go extra mile. Really good, Gooood job.

Review posted by Yusuf Abboud, Dorney

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Cashback Loans

I was very worried about taking out a loan having never done this before but the girl made it so easy. She was nice to talk to, everything was made clear and precise, no problems whatsoever. Providing you keep up the payments I would recommend this to anyone. They kept myself and the guarantor informed every step of the way. Would definitely use Cashback again. I can now build my credit score. Any problems I can ring up and you have a personal plan. Great experience.

Review posted by Claudette Osborne, Kettering

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Little Loans

Found myself looking for a guarantor car loan as I'm only 19 and so I didn't have any good credit against me to get a normal one. Not only was Little one of the lowest interest loans I found but they were really helpful and it only took 2 days from applying to getting the money in my account. Brilliant service, would definitely recommend.

Review posted by Alex Kidd, Hull

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

All our reviews are gathered from Trust Pilot to ensure authenticity.